Crypto Tax Calculator

Calculate cryptocurrency capital gains tax on Bitcoin, Ethereum, and all major coins. Short-term and long-term tax rates for your country.

Cryptocurrency

Selected: Bitcoin

Buy Price (USD)

Sell Price (USD)

Currency

Amount

Holding Period

Country

Selling 1 BTC bought at $70,000.00 for $100,000.00, your capital gain is $30,000.00. After 24% tax, your after-tax profit is $22,800.00.

Profit Tax

Capital Gain$30,000.00

Tax Rate (24%)$7,200.00

Estimated Tax

$7,200.00

24% short-term

After-Tax Profit

$22,800.00

Sell Now vs Hold to Long-Term

Short-term (24%)$7,200.00

Long-term (15%)$4,500.00

Potential tax savings by waiting$2,700.00

Assumes the sale price remains the same. Actual savings depend on price movement.

How to Use This Calculator

Follow these steps for an accurate estimate. Results are based on 2026 tax rates and are for informational purposes only.

Select your cryptocurrency from the coin grid — Bitcoin, Ethereum, Solana, and other major coins are listed. The coin selection helps identify the asset for your records; the price fields are what drive the calculation.

Choose your fiat currency (USD, EUR, GBP, AUD, etc.). All results display in your chosen currency. If your exchange uses a different currency, convert the prices first.

Enter the buy price (what you paid per coin) and sell price (what you received per coin). For crypto, each transaction may have a different cost basis — use the average purchase price if you bought in multiple lots.

Enter the quantity of crypto sold. Even small amounts count as taxable events if you sold for a gain. Enter fees paid when selling — these reduce your net proceeds and lower your taxable gain.

Select your country to apply the correct local tax rates, then choose your holding period. In most countries, holding crypto for over one year results in a significantly lower tax rate than short-term sales.

Click "Calculate" to see your estimated tax owed and after-tax profit. The key insight: if you sold at a loss, you may be able to offset other capital gains. This is called tax-loss harvesting.

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Important: These are estimates based on federal tax law. Your actual tax may differ based on additional deductions, tax credits, AMT, state rules, and other factors. Always verify with a qualified tax professional before making financial decisions.

Real-World Examples

Example: Bought $1,000 of Bitcoin in 2020

You bought $1,000 of BTC in March 2020 at ~$6,500/BTC (0.154 BTC). Sell in 2026 at $95,000/BTC.

Cost Basis$1,000

Current Value$14,630

Capital Gain$13,630

Tax (15% long-term)$2,045

After-Tax Profit$11,585

Takeaway: A $1,000 investment turned into $14,630. Holding over 1 year saved ~$1,300 in taxes vs short-term rates.

Crypto Tax Basics

The IRS classifies cryptocurrency as property. Every sale, trade, or use of crypto creates a taxable event. Your liability depends on the gain (proceeds minus cost basis), holding period, and income level.

Taxable vs Non-Taxable Events

Taxable: selling for fiat, trading crypto-to-crypto, spending on goods/services, mining/staking income. Non-taxable: buying with fiat, wallet-to-wallet transfers, holding.

Tax Rates by Country

US: 10-37% short-term, 0-20% long-term. UK: 10-20% CGT. Germany: tax-free after 1 year. Australia: 50% CGT discount for 1yr+ holdings. Japan: 15-55% as misc income.

Frequently Asked Questions

If I bought 1 Bitcoin at $30,000 and sell at $95,000, how much tax do I owe?

Your capital gain is $65,000. If you held the Bitcoin for more than one year, the long-term capital gains rate of 15% applies, and your tax bill is $9,750, leaving an after-tax profit of $55,250. If you held it for one year or less, the short-term rate of 24% applies, resulting in $15,600 in taxes and an after-tax profit of $49,400. Holding for more than a year saves $5,850 in this example.

Do I have to pay tax if I trade one cryptocurrency for another?

Yes. In the United States, swapping one cryptocurrency for another is a taxable event, the same as selling for cash. You calculate the gain or loss based on the dollar value of the crypto you received versus the dollar value of the crypto you gave up. The IRS treats this as disposing of one asset and acquiring another, and any gain is subject to capital gains tax.

How does the new 1099-DA form affect my crypto taxes in 2026?

Starting with the 2025 tax year, cryptocurrency exchanges are required to report transaction proceeds to the IRS using Form 1099-DA. Beginning in 2026, exchanges must also report cost basis for assets acquired through their platforms. This increases IRS visibility into crypto transactions, making accurate record-keeping essential. You remain responsible for reporting gains on assets acquired before 2026.

If I held Bitcoin for 2 years, what tax rate applies when I sell?

Holding Bitcoin for more than one year qualifies your gains for long-term capital gains treatment. For 2026, the rates are 0% for taxable income under $47,025, 15% for income up to $518,900, and 20% above that. The majority of individual investors fall in the 15% bracket.

Is staking income taxed differently from trading gains?

Yes. Staking rewards and mining income are treated as ordinary income, taxed at your regular income rate at the time you receive them, based on the fair market value of the tokens. When you later sell those tokens, any additional price appreciation is taxed as a capital gain — short-term or long-term depending on how long you held them.

Can I use crypto losses to offset my stock gains?

Yes. Cryptocurrency losses can offset capital gains from any source, including stocks and real estate. If your total capital losses exceed your total gains, you can deduct up to $3,000 against ordinary income per year. The remaining unused losses carry forward to future years indefinitely.

What happens if I don't report my crypto gains?

Failure to report capital gains can result in penalties equal to 20 to 75% of the unpaid tax, plus interest. With exchanges now required to report transactions to the IRS through Form 1099-DA, the risk of detection is higher than in prior years. Voluntarily filing an amended return to correct previous errors typically results in lower penalties than waiting to be audited.

Which countries have zero or low crypto capital gains tax?

Germany allows individuals to sell cryptocurrency tax-free if they have held it for more than one year. Portugal and Singapore generally do not tax personal cryptocurrency gains, though regulations in this area continue to evolve. The UAE has no capital gains tax at the federal level. Tax laws change frequently, and you should verify current rules with a local tax advisor before making decisions based on tax treatment.